The financial part of the growing up agenda is going to be hell, I think. Digging myself out of the hole I've dug over the years is complicated. Staying out of the hole may be even harder.
Of course, much of the complication is to be found in the current facts of my life: moderate income, all of the expenses of single parenthood, little-to-no savings to cover random bills. If I had my debts paid and a few thousand dollars in savings, my income would be enough to cover day-to-day expenses. But with the rising costs of daily living and little things here and there, it feels like I am constantly climbing a sand dune.
I can't really count this as the next step in the process, because I haven't found any good lessons yet.